1. To ensure that Loan Application form, Clients KYC, and other documents required for particular loan product is complete and as per the credit policy before sanctioning and within the TAT
2. Ensuring compliance of the Credit Policy and processes within TAT
3. Responsible for Credit underwriting and Credit Appraising of Personal Loans, Business loans and LAP
4. Checking clients eligibility for the loan and his/her credit worthiness by looking at the other loans & advances taken and payment history
5. Conducting physical verification and personal discussion with the clients for identifying the clients profile and risk, if any associated
6. Processing of file and following up with the clients for pending documents.
7. Checking the customer profile and categorizing it into low, medium and high risk
8. Closely monitoring the Clients CIBIL and Clients loan portfolio
Salary: INR 4,25,000 - 6,50,000 PA.
Industry:Banking / Financial Services / Broking
Functional Area:Financial Services, Banking, Investments, Insurance
Role Category:Corporate Banking
Role:Credit Manager-Corporate Banking
Desired Candidate Profile
UG:B.Com - Commerce, Any Graduate - Any Specialization
PG:Any Postgraduate - Any Specialization, CA - Second Attempt, First Attempt, MBA/PGDM - Finance, Any Specialization, Marketing
SMC Global Securities Ltd.
Moneywise Financial Services Pvt Ltd (SMC Finance) is a wholly-owned subsidiary of SMC Global Securities Ltd. It is registered with the RBI as an NBFC-ND, and is classified as a Loan Company. It offers a spectrum of financial products and services for trade, industry and agriculture.
We offer a variety of loan products including loan against securities, loan against commodity for securities trading and other business purposes, IPO financing, loan against property etc. to individual and corporate clients. SMC being one of the leading brokerage houses, the Company has a niche market.
Contact Company:SMC Global Securities Ltd.