-To ensure that Loan Application form, Clients KYC, and other documents required for particular loan product is complete and as per the credit policy before sanctioning and within the TAT
-Ensuring compliance of the Credit Policy and processes within TAT
-Responsible for Credit underwriting and Credit Appraising of Personal Loans, Business loans and LAP
-Checking clients eligibility for the loan and his/her credit worthiness by looking at the other loans & advances taken and payment history
-Conducting physical verification and personal discussion with the clients for identifying the clients profile and risk, if any associated
-Processing of file and following up with the clients for pending documents.
-Checking the customer profile and categorizing it into low, medium and high risk
-Closely monitoring the Clients CIBIL and Clients loan portfolio
Salary: INR 2,50,000 - 4,00,000 P.A.
Industry:Banking / Financial Services / Broking
Functional Area:Financial Services, Banking, Investments, Insurance
Role Category:Retail/Personal Banking
Employment Type:Permanent Job, Full Time
Desired Candidate Profile
PG:MBA/PGDM - Any Specialization, CA
SMC Global Securities Ltd.
Moneywise Financial Services Pvt Ltd
*SMC Finance (Moneywise Financial Services Pvt Ltd)
Moneywise Financial Services Pvt Ltd (SMC Finance) is a wholly-owned subsidiary of SMC Global Securities Ltd. It is registered with the RBI as an NBFC-ND, and is classified as a Loan Company. It offers a spectrum of financial products and services for trade, industry and agriculture.
We offer a variety of loan products including loan against securities, loan against commodity for securities trading and other business purposes, IPO financing, loan against property etc. to individual and corporate clients. SMC being one of the leading brokerage houses, the Company has a niche market.
Estd. In 1994, SMC is a leading diversified financial services company based in New Delhi, India, that provides offering services across brokerage (across the asset classes of equities - cash and derivatives, commodities and currency), investment banking, wealth management, distribution of third party financial products, research, financing, depository services, insurance broking and clearing services and real estate advisory services to a client base of approximately 1.5 million.
We provide these products and services through a national distribution network of company-operated branch offices, sub-brokers and independent distributors. As of March 31, 2016, we had 77 branch offices, including overseas offices in each of Dubai, and approximately 2,400 sub-brokers, who exclusively sell our products out of their own firms in over 550 cities across India. In addition, more than 14,000 independent distributors sold third party products on our behalf during the three fiscal years ended March 31, 2016.
We believe that our client service focused business model and over 20-year history have earned us a strong reputation and brand recognition throughout India. In 2015, the Associated Chambers of Commerce of India, or ASSOCHAM, named us the ''Best Financial Services Provider'' and ''Best Real Estate Broker.'' In addition, Dun & Bradstreet India, in association with the BSE Limited, or BSE, has recognized us as the ''Best Equity Broking House in the Derivative Segment of India'' in each of 2014, 2013 and 2012, the ''Fastest Growing Equity Broking House-Large Firm'' in 2013 and the ''Broking House with the Largest Distribution Network in India'' in each of 2012, 2011 and 2010
Contact Company:SMC Global Securities Ltd.